Society Insurance is seeking an experienced Field Claims Representative II (property focused) to join our Claims Team. This position has a first party property loss focus and will serve Society’s policyholders in the Illinois/Iowa Quad Cities territory. This role will resolve moderate-to-severe claims on multiple lines of coverage by performing field investigations, determining and documenting losses, and negotiating out-of-court settlements throughout the claims territory.  

• Settles moderate to severe claims by determining insurance carrier’s liability; reaching agreement with claimant according to policy provisions; and handling mediations, arbitrations, and subrogation within authority level.
• Determines coverage by meeting with insureds; securing evidence; inspecting losses; investigating incidents; interpreting policy coverages; explaining coverages; and determining subrogation and salvage.
• Documents required repairs by scoping property losses; hiring necessary experts; obtaining costs and prices; preparing estimates; and reviewing business interruption exposures.
• Develops and maintains expertise in specified line(s) of business.  Mentors and trains claims representatives in area(s) of claims expertise by assisting in identifying training needs and opportunities. 
• May be involved with litigation by analyzing negotiated settlement options; evaluating evidence; and overseeing attorneys in the handling of discovery and settlement.
• Completes claims by obtaining, providing, and exchanging information and agreements with contractors, attorneys, health care providers, and other third parties.
• Provides claims information by documenting claims transactions of assigned files in compliance with company and state requirements; and preparing loss development reports.
• Contributes to team effort by participating on catastrophe teams.
• Assists home office claim representatives on claims in assigned coverage territories.
• Ensures company guidelines and procedures are followed by overseeing independent adjusters during investigations; and overseeing attorneys in the handling of discovery and settlement.