Underwriting Executive - Employee Benefits - Hybrid

Orlando, Florida
Aug 26, 2022
Oct 25, 2022
Job Type
Full Time

Underwriting Executive - Employee Benefits 


Provides support to sales and operations for existing and prospective clients by monitoring and analyzing new employee benefit trends and their implications.  Makes recommendations based on analysis to clients and co-workers. Provides technical expertise related to financial or program analysis by performing the following duties. 

Essential Duties and Responsibilities: Other duties may be assigned. 

  • Provides Underwriting and Financial Services for clients based upon department’s underwriting criteria. Prepares Executive Summaries and Renewal Forecasts as part of the financial review process. 
  • Provides Self-Funded Reinsurance renewal analysis as needed for 100+ clients to assist Producers/Staff with obtaining the best possible rates in the most efficient manner. 
  • Maintains data-mining database, assists in overseeing projects related to data-mining. 
  • Develops Excel spreadsheets for Underwriting projects and processes including, but not limited to, renewal forecasting. 
  • Completes special projects as assigned. 
  • Follows company procedures with respect to all essential duties and responsibilities. 
  • Serves existing client base to ensure retention and growth of lines of coverage. 
  • Oversees financial analysis within specified area by providing data analysis for client reviews and maintain client databases to generate performance reports. 
  • Researches and maintains knowledge of emerging trends in the insurance industry. 
  •  Conducts benefit plan analysis and evaluates services and benefits in coordination with Producers and Account Executives. 
  • Provides the analytical resources to make cost containment and program enhancement recommendations. 
  • Prepares analysis of clients' current insurance plans and models historic, current, and projected future financial impacts of various benefit plan options and choices. 
  • Integrates and analyzes source data from various utilization, pharmacy and financial databases. 
  • Trains staff and clients on financial underwriting principals. Provide underwriting support for Producers and staff. 
  • Work collaboratively with other departments on special projects as needed. 

Supervisory Responsibilities:                    

There are no supervisory responsibilities for this position. 

Competencies:   A successful candidate should demonstrate the following competencies.                

  • Analytical - Synthesizes complex or diverse information; Collects and researches data; Uses intuition and experience to complement data; Designs work flows and procedures. Demonstrates knowledge of sound underwriting principals.   
  • Design - Generates creative solutions; Demonstrates attention to detail. 
  • Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional topics. 
  • Project Management - Develops project plans; Coordinates projects; Communicates changes and progress; Completes projects on time and budget; Manages project team activities. 
  • Technical Skills - Assesses own strengths and weaknesses; Pursues training and development opportunities; Strives to continuously build knowledge and skills; Shares expertise with others. 
  • Customer Service - Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments. 
  • Interpersonal Skills - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things. 
  • Oral Communication - Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; Responds well to questions; Demonstrates group presentation skills; Participates in meetings. 
  • Written Communication - Writes clearly and informatively; Edits work for spelling and grammar; Varies writing style to meet needs; Presents numerical data effectively; Able to read and interpret written information. 
  • Teamwork - Balances team and individual responsibilities; Exhibits objectivity and openness to others' views; Gives and welcomes feedback; Contributes to building a positive team spirit; Puts success of team above own interests; Able to build morale and group commitments to goals and objectives; Supports everyone's efforts to succeed. 
  • Visionary Leadership - Displays passion and optimism; Inspires respect and trust; Provides vision and inspiration to peers and subordinates.
  • Change Management - Develops workable implementation plans; Communicates changes effectively; Builds commitment and overcomes resistance; Prepares and supports those affected by change; Monitors transition and evaluates results.
  • Leadership - Exhibits confidence in self and others; Inspires and motivates others to perform well; Accepts feedback from others. 
  • Managing People - Solicits and applies customer feedback (internal and external); Fosters quality focus in others; Improves processes, products and services. 
  • Quality Management - Looks for ways to improve and promote quality; Demonstrates accuracy and thoroughness. 
  • Business Acumen - Understands business implications of decisions; Displays orientation to profitability; Demonstrates knowledge of market and competition; Aligns work with strategic goals. 
  • Cost Consciousness - Develops and implements cost saving measures; Contributes to profits and revenue; Conserves organizational resources.
  • Diversity - Shows respect and sensitivity for cultural differences; promotes a harassment-free environment. 
  • Ethics - Treats people with respect; Keeps commitments; inspires the trust of others; Works with integrity and ethically; Upholds organizational values. 
  • Organizational Support - Follows policies and procedures; Completes administrative tasks correctly and on time; supports organization's goals and values; Benefits organization through outside activities; Supports affirmative action and respects diversity. 
  • Strategic Thinking - Develops strategies to achieve organizational goals; Understands organization's strengths & weaknesses; Analyzes market and competition; Identifies external threats and opportunities; Adapts strategy to changing conditions. 
  • Judgment - Displays willingness to make decisions; Exhibits sound and accurate judgment; Supports and explains reasoning for decisions; Includes appropriate people in decision-making process; Makes timely decisions. 
  • Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles; Measures self against standard of excellence; Takes calculated risks to accomplish goals. 
  • Planning/Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Sets goals and objectives; Develops realistic action plans. 
  • Professionalism - Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments. 
  • Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality. 
  • Quantity - Meets productivity standards; Completes work in timely manner; Strives to increase productivity; Works quickly.  Able to meet deadlines, often in compressed timeframes. 
  • Safety and Security - Observes safety and security procedures. 
  • Adaptability - Adapts to changes in the work environment; Manages competing demands; Changes approach or method to best fit the situation; Able to deal with frequent change, delays, or unexpected events. 
  • Attendance/Punctuality - Is consistently at work and on time; Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. 
  • Dependability - Follows instructions, responds to management direction; Takes responsibility for own actions; Keeps commitments; Commits to long hours of work when necessary to reach goals; Completes tasks on time or notifies appropriate person with an alternate plan. 
  • Initiative - Volunteers readily; Undertakes self-development activities; Seeks increased responsibilities; Takes independent actions and calculated risks; Looks for and takes advantage of opportunities; Asks for and offers help when needed. 
  • Innovation - Displays original thinking and creativity; Meets challenges with resourcefulness; Generates suggestions for improving work; Develops innovative approaches and ideas; Presents ideas and information in a manner that gets others' attention. 

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Education and/or Experience:                    

Bachelor's degree (B. A.) from four-year College or university; or one to two years related experience and/or training; or equivalent combination of education and experience. 

Language Skills:                   

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.  Ability to write reports, business correspondence, and procedure manuals.  Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. 

Mathematical Skills:                    

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages.   

Reasoning Ability:                    

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. 

Computer Skills:                    

To perform this job successfully, an individual should have knowledge of Agency management systems; Database software; Internet software; Spreadsheet software and Word Processing software. 

Other Skills and Abilities:                    

Ability to manage multiple projects simultaneously. 

Other Qualifications:                    

Must be able to travel. 

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Work Environment:

 The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

The noise level in the work environment is usually quiet. 


  • Medical
  • Dental
  • Life Insurance
  • 401K Plan with matching
  • Short Term Disability
  • Long Term Disability
  • Vision
  • AD&D
  • Critical Illness
  • Travel Protection
  • Legal Protection
  • Cancer Guardian Comprehensive Cancer Support


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