The Insurance Division is responsible for administering the State’s Insurance Program.  The Division is made up of four units: Claims, Underwriting, Loss Management and Litigation. The Division's goal is to provide statewide risk management through loss restoration (Claims), loss protection (Underwriting), loss management (Loss Control/Prevention), and loss resolution (Litigation).

The Underwriting Unit manages the insurance needs of the State through self-insurance, and with the procurement of commercial insurance. Commercial insurance protects the State Insurance Trust Fund from catastrophic losses and fulfills certain statutory requirements and agency contractual agreements. The Unit analyzes commercial coverage offerings, prices, limits and deductibles and then recommends to the Treasurer the combination that best protects the State of Maryland's assets.  As part of its mission to manage the State's insurance needs, the Underwriting Unit conducts an annual insurance survey to gather data on State exposures. The collected data is used to purchase commercial insurance policies and as a component for setting self-insurance premiums.  This database serves as the only official record of the State’s assets. 

The Underwriter is the liaison between the insurance broker and the State agencies when insurance questions arise regarding the commercial insurance coverage, and the Underwriter also handles agency questions related to the State’s self-insurance program. The Underwriter is responsible for the accurate and timely production of required reports including MBE Reports, PAAR Reports, SBR Reports, and the GAD Report. The Underwriter maintains the broker database, Policy Placement list, Fiscal Year Invoice Tracking list, and various inventories including the Fine Art on Loan inventory. When broker services contracts come up for renewal, the Underwriter works with the Director of Insurance and the Underwriting Manager to compose RFPs and participates in the Technical Evaluation Committee for each contract.

(Hybrid telework option available after initial probation period.)