Underwriting Consultant, Construction
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Looking for an experienced and responsible Experienced Senior Underwriter or Underwriting Consultant in the Texas or Missouri Regions who would be capable of developing, growing, and maintaining a profitable & diversified book of business. Candidate would be in charge of marketing, thoughtful decision making, building meaningful relationships both internally and externally, as well as learning how to utilize resources and tools available to them. This role would also include responsibility for helping to guide/mentor less experienced underwriters in their respective area of expertise, including regular employee coaching with feedback to the manager on progress of the employee.
- Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals.
- Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents and Brokers objectives.
- Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate marketing of products, through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses.
- Develops strong personal brand to build and maintain a long-term quality pipeline with Agents/Brokers.
- Portfolio Management: Manages a book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share by attending and making marketing calls to brokers to market and cross market.
- Documenting the Deal: Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals that comply with state regulations, letter of authority, and underwriting guidelines.
- Leadership: Formally and informally guides, mentors, and coaches underwriters and account analysts in both technical and professional skills.
- Continuous Improvement: Actively participates in continuous improvement by generating suggestions, participating in problem solving activities and using continuous improvement tools to support the work of the team.
- Intermediate-level knowledge of casualty insurance products/coverage, knowledge of underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management. Primary lines of business to be underwritten include Auto, General Liability, and Workers Compensation.
- Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, participate in mentoring relationships, and negotiate as normally acquired a related bachelor's degree, four to seven years of relevant experience preferred; CPCU or professional insurance designation preferred.
- Former underwriting in the Mid-Sized Construction space is highly preferred along with existing relationships.