The Shelter Insurance group of companies is a leader in the insurance industry, providing customers with exceptional insurance and financial products and services. Since opening our doors in 1946, we have become one of the most successful and financially sound regional insurance groups in the country. In 1986, we introduced an international reinsurance operation, specializing in reinsuring property around the world.

Our policy for customer satisfaction and overall success is simple: emphasize integrity, excellence, and a commitment to improvement. Our goal is to benefit our customers, our communities, our employees, and our agents. Our friendly, professional way of doing business has transformed us from a small company providing Missourians affordable car insurance into a leading corporation offering a variety of insurance products in 14 states.

We consistently receive high ratings from A.M. Best Company (a national firm that rates the financial strength and operating performance of insurance companies). Nine out of ten surveyed Shelter customers would recommend us to anyone seeking insurance.

A.M. Best's stable A (Excellent) rating reflects our ability to serve our policyholders through our strong capital position, management's underwriting discipline and conservative reserving philosophy, and well-established regional market presence. The positive rating also recognizes Shelter's prudent catastrophe exposure management, evidenced through the establishment of voluntary pre-event catastrophe reserves. These reserves provide self-insured protection against large natural disasters.