Position Summary:
Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $4,000,000. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner.
• Appraises and underwrites complex risks for life insurance with approval authority up to $4,000,000 and ensures underwriting quotes are sound, competitive and profitable to RGA Re.
• Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines.
• Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results.
• Builds and maintains strong working relationships with clients by gaining knowledge of clients’ business and uses effective listening skills to understand their needs. Effectively communicates, sells and negotiates RGA Re’s underwriting decisions.
• Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars.
• Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems.
• Collaborates with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction.
• Participates in special projects, committees, and meetings and assists in client presentations, as required.
• Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed.
• Maintains regular and predictable attendance.
• Performs backup support and other duties as assigned.

Job Requirements:*
Required:
• Bachelor’s Degree or equivalent related work experience (minimum 8 years)· 4-6 years reinsurance underwriting experience or 7-8 years direct underwriting experience

• Basic Word skills, intermediate SQL/Query and Excel skills
• Competent ability to comprehend and interpret insurance and contract documents.
• Advanced oral and written communication skills demonstrating ability to share and impart knowledge.
• Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions.
• Advanced investigative, analytical and problem solving skills
• Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables
• Ability to work well within a team environment and participate in department/team projects
• Ability to balance detail with departmental goals/objectives
• Advanced ability to translate business needs and problems into viable/accepted solutions
• Advanced skills in customer relationship management and change management
• Ability to manage multiple projects or teams and set applicable goals
• Advanced negotiating and persuasion skills
• Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines
• General business knowledge
• Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis.
• Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks.
• Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments.
• Ability to work online, either at home or remote
• Ability to travel occasionally
Preferred:
• BS/BA Science or Business
• ACS, ALU, FLMI, FALU, or CLU accreditation or progress towards accreditation
• 8+ years reinsurance or impaired risk (direct) underwriting experience

RGA offer an array of benefits including flexible plans for medical, dental and vision coverage; 401(K) plan with generous employer match, Life and Accidental Death and Dismemberment Insurance; Short-term and Long-term disability coverage, Employee Assistance Program, Paid Time Off; and other benefits designed to provide the flexibility to choose a plan that meets your needs. Pay is based on a number of factors including market, a candidates' skills, and experience commensurate with a role, etc.  Colorado residents’ salary range: $78,040 - $115,000 plus bonus.