At York, we believe that an experience marked by expertise, consistency and compassion sets us apart. And we celebrate the diverse backgrounds and unique perspectives that allow us to stand apart from our competitors. Thats why we are committed to recruiting, developing and retaining people who represent our values and who believe in our mission.

Job Description

Essential Job Functions

• Underwrite offers of coverage to prospective PERMA members and current members in accordance with the sequence and calculation procedures of the pool. Contribution authority limits $250,000. Experience modification factor authority limit 1.40.
• Determine the discount percentage that should be applied to the new and renewal quotations to achieve the pools profitability goals.
• Assist the Underwriting Manager with underwriting process for members and/or prospects in excess of $250,000. These quotations must receive appropriate supervisory authorized signatures prior to release.

For all of the PERMA membership and new business prospects:

• Calculate experience modification factors.
• Complete underwriting worksheets and loss analysis to meet projected profits
• Issue coverage contracts through our policy issuance software.
• Review and process endorsements and payroll audits.
• Ability to answer brokers and / or member underwriting and coverage questions as needed.
• Development of ad hoc reports and other underwriting analysis as requested by the Underwriting Manager.
• High-level ability to counsel clients on risk management solutions, negotiates terms and contracts, and develops relationships with key brokers.
• Occasionally travel with the potential of staying overnight on current PERMA members.
• Occasionally traveling with Marketing Department to assist with new business prospects
• Take a proactive approach to office safety and ergonomics and adhere to all safety policies.

Minimum Requirements: The following are required to enable the employee to perform the essential functions of the job.

Skills/Knowledge:

• Five years or more of underwriting or rating workers compensation coverage.
• Strong computer software knowledge, e.g. Microsoft Word, Microsoft Excel
• Reasonable communication skills, both written and oral Valid drivers license
• Familiarity with insurance agency operations.

Experience/Education:

• Bachelors degree or comparable work experience, with a minimum of 3 years in a similar position.