Advance your Underwriting career at Liberty Mutual Insurance- A Fortune 100 Company!

You will have to ensure a profitable book of business by appropriately evaluating the acceptability of risks within established authority levels. Demonstrates decision making authority with moderate supervision, making subjective quality exceptions where appropriate in order to retain profitable business. Communicates with assigned agents on any rejected risks to educate on market appetite and explain underwriting guidelines. Markets Company products and services to agents and actively participates in the agency management process. Responsible for working with and protecting confidential and proprietary customer and Company information.

Responsibilities:

Accepts, rejects or modifies new and renewal business for all Personal Lines with moderate guidance to ensure a profitable personal book of business. Reviews risk acceptability to make subjective decisions based on underwriting guidelines; ensuring standards for state compliance regulations are met. Ability to use creativity and underwriting knowledge to engineer risks and retain business.

Responsible for managing a field of agents to achieve Company growth and profitability targets. Develops on-going relationships with agents, conducts outbound calls with agents to discuss market appetite, quality of submissions and encourage profitable growth. Additionally, keeps agents up-to-date on underwriting and/or product changes.

Manages a moderate to complex book of business to maximize profitability and growth. Reviews loss ratios and growth for agents when evaluating and making agency exceptions.

Partners with Agency Performance Management team and Territory Managers to identify trends and patterns that might create problems and works with the agents to correct.

Trains and educates agency staff on Company products, services, underwriting philosophy, etc. May make agency visits with Personal Lines Underwriting Manager and/or Territory Manager.

May promote the Company's product and services by networking within the insurance community to stay abreast of changes within the industry.

Performs other support functions as needed.

Qualifications:

• BA/BS degree or equivalent experience (insurance experience preferred).
  
• 9-15 months of underwriting or relevant experience required.
• Knowledge of Personal Lines' products and contract knowledge preferred.
  
• Proficient in underwriting and thorough knowledge of regulatory and policy differences among states in which business is transacted.
  
• Strong negotiation skills preferred.
  
• Actively working toward professional designation(s) preferred.
  
• Proficient PC skills and capable of working multi-faceted systems.
  
• Ability to effectively and independently manage work load while exhibiting good judgment.

Benefits:

We value your hard work, integrity and commitment to positive change. In return for your service, its our privilege to offer you benefits and rewards that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits

Overview:

At Liberty Mutual, we give motivated, accomplished professionals the opportunity to help us redefine what insurance means; to work for a global leader with a deep sense of humanity and a focus on improving and protecting everyday lives. We create an inspired, collaborative environment, where people can take ownership of their work; push breakthrough ideas; and feel confident that their contributions will be valued and their growth championed.

Were dedicated to doing the right thing for our employees, because we know that their fulfillment and success leads us to great places. Life. Happiness. Innovation. Impact. Advancement. Whatever their pursuit, talented people find their path at Liberty Mutual.
Job: Underwriting
Primary Location: United States-Ohio-Fairfield
Schedule: Full-time
Salary: $54,601-$60,700
Education Level: Bachelor's Degree (16 years)
Travel: Yes, 10 % of the Time