Life Insurance Sales Representative

Wentzville, Missouri

 
The Automobile Club of Missouri is seeking career-minded individuals for our Life Insurance Sales Representative career opportunity. The Life Insurance Sales Representative will offer the full family of AAA Life Insurance products to our members; work in a fast paced call center dynamic environment that requires focused attention to our members' needs; develop a referral network, contact members requesting information, and provide policy service and follow-up on all leads. Prior insurance industry experience and Life License required. No overhead cost, internal referral program, continued license sponsorship, and incentives provided. We also offer formal training upon hire with a base salary for first six months of employment in addition to commissions. 

Duties and responsibilities will include:
  • Handling inbound/outbound calls and answering questions from members interested in life insurance and financial products.
  • Quoting and preparing life insurance policies.
  • Preparing changes to life insurance policies including; change of beneficiary, change of ownership and upgrade in amount or type of policy.
  • Assisting clients in processing claims.
  • Arranging appointments with members and prospective members regarding life insurance and financial products.
  • Participating in community and business activities and events to prospect for potential membership and insurance sales opportunities.
  • Utilizing a variety of methods in performing research leading to the establishment of high potential prospects for AAA products. These methods include direct mail, referral systems, associate cross-selling, partnership sharing, prospect purchases, etc.
  • Contacting and qualifying prospective members and explaining features and benefits of life insurance policies offered, suggesting amount and type of coverage based on analysis of prospect's circumstances.
  • Calculating and quoting premium rates for specific policies.
  • Anticipating future needs and calling on established clients to renew and upgrade accounts.
  • Developing long-term relationships.
  • Establishing programs designed to retain existing member clients, trigger advance follow-up periods and regaining business that has lapsed.
  • Complete Continuing Education requirements for licenses.
Benefits May Include: 
  • Pension plan 
  • 401(k) eligibility and matching 
  • Continued license sponsorship 
  • Paid Vacation/Holidays 
  • Medical/Dental/Vision coverage 
  • Career Advancement 
  • Insurance premium reductions 
  • Travel and entertainment discounts 

 


Qualifications

 The ideal candidate will possess the following qualifications:

  • High School Diploma required; BA/BS degree a plus. 
  • Excellent communication and interpersonal skills
  • Competitive sales drive and a commitment to maintaining superior member relationships
  • Proficiency utilizing computer hardware and software systems. 
  • Valid drivers license, a good driving record and a current Life Insurance license. 
  • Work schedule will include some evenings, weekends and holidays.

AAA is an Equal Opportunity Employer


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