Field Claims Adjuster (Harris County - TX)

Houston, Texas
Not Specified
Feb 20, 2018
Apr 21, 2018
Job Type
Not Specified
Career Level
Not Specified

Our mission statement is to Keep the Promise to our policyholders, our shareholders and to our stakeholders. The promise to our policyholders is fairly and timely resolve their claims. Our business practices, processes, objectives and how we conduct ourselves daily is done so from the perspective of our policyholders rather than from our own convenience of how claims should be handled. This embodies the standard that our professional claims department strives to achieve every day, both in daily claims handling and CAT claims. Since the UPC mission is to be the premier provider of homeowner insurance in catastrophe exposed areas, we take our responsibility to Keep the Promise as one of the fundamental tenets of accomplishing this mission.


UPC is seeking a Field Claims Adjuster for our Houston, Texas Claims Territory; the selected candidate will service claims in Harris County and be accountable for the full span of homeowners claims handling including coverage, damage analysis, negotiation, and settlement with all parties in accordance with policy provisions and applicable insurance statutes and laws.


  • Interprets and applies policy coverage to loss; communicates same to policyholder.
  • Estimate and scope preparation for dwelling and appurtenant structures
  • Create, review, and/or approve estimates for the cost of repairs or replacement of damaged or destroyed property.
  • Assess and adjust exposure for additional living expenses.
  • Investigates and documents cause of loss and area of origin.
  • Reports findings of investigation, coverage interpretation and damage estimates to company.
  • Negotiates with insured, contractors, vendors, public adjusters and attorneys.
  • Complies with timeliness, accuracy and service standards of the company.
  • Complies with the legal, statutory and regulatory requirements.
  • Maintains appropriate adjusters license and complies with continuing education requirements.
  • Identifies and documents subrogation opportunities; Identifies and addresses salvage of damage or destroyed items.
  • Identifies and investigates questionable and possible fraudulent activity.
  • Performs other duties as assigned. Other duties may be assigned.
  • Ensures that all assigned claims are concluded equitably and promptly.


  • Bachelors degree is preferred. Other consideration may be given for an Associates degree or an industry recognized designation(s) (e.g. CPCU, AIC, SCLA,) or a combination of education and equivalent experience.
  • A minimum of 3 years of homeowners filed claims handling experience.
  • Florida DFS All Lines adjuster license.
  • Own and maintain a valid drivers license.
  • Excellent verbal/written communication skills and organizational skills.
  • Ability to manage relationships in a fast paced environment, while demonstrating persistence and problem solving skills.
  • Knowledge of residential construction materials and standards.
  • Functional computer skills and computer literacy utilizing standard office software including Microsoft Office Suite, Xactimate estimating software and Xactanalysis, and web based Claim and Policy Management Systems.


  • Communicates effectively
  • Work independently, require minimal supervision
  • Customer focused
  • Priority setting
  • Organized and Efficient
  • Ability to manage relationships in a fast paced environment, while demonstrating persistence and problem solving skills.

Physical Demands

  • Physical ability to travel for day-to-day field work and to attend training as needed.
  • Ability to load and unload equipment as well as bend, walk, and climb for consecutive hours while inspecting damaged property.
  • Must be able to carry and climb a ladder, and conduct roof inspection.
  • Able to drive sit in a vehicle and drive long distances.

While performing the duties of this job, the employee is regularly required to use hands and talk or hear. The employee is frequently required to reach with hands and arms. The employee is required to stand, walk; sit; climb or balance and stoop, kneel, crouch or crawl. Specific vision abilities required by this job include close vision, distance vision and depth perception.


The position is for daily non-cat claims however the incumbent may be required to assist the Catastrophe team if needed. The expectation is that travel away from their residence would be no more than 20% of the working days per year or 25 days maximum.

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