Brethren Mutual has been providing dependable insurance through independent insurance agents since 1897. As a mutual insurance company, it’s important to understand that we are owned by our policyholders – not stockholders. For over 120 years, Brethren Mutual has stayed true to its hometown roots by maintaining its headquarters in Hagerstown, MD. Making its niche in the insurance marketplace, the Company has grown from a small insurance organization that protected local farm dwellings, crops, and personal belongings...to a regional, mutual company servicing the business, farm, and personal insurance needs of policyholders in Maryland, Pennsylvania, Virginia, Delaware and the District of Columbia.