Ag/Commercial Marketing Underwriting

Job Details

Description

Summary:

Ag/Commercial Marketing Underwriter plays a crucial role in underwriting, decision-making, and communication with potential insured and sales. This position involves inspecting, analyzing, and evaluating agricultural and/or commercial properties to determine risk and insurability. The role requires a deep understanding of the agricultural and/or commercial industries and the ability to assist agents and potential customers in ensuring accurate coverage of insured risks. This position involves both fieldwork and reviews within an assigned area/district.

Essential Function:

• Conduct pre-inspections to review and underwrite risks before policies are bound.
• Perform post-inspections for newly written properties and renewal inspections to ensure material risks have not changed.
• Accompany agents on insured appointments to assist in evaluating and identifying exposures.
• Attend closings to assist in providing answers to questions, provide detailed context, and be a subject matter expert as it relates to our Ag Promise policy and Commercial Package policy.
• Document details regarding autos, structures, personal property, farm personal property, farm equipment, inland marine exposures and liability exposures etc.
• Analyze and evaluate property for value, condition, and exposure purposes.
• Coordinate, lead, and monitor the Audit, Reinspection, and Re-underwriting Programs.
• Assist with the development and maintenance of policies, applications, forms, and endorsements.
• Train underwriters and the agency force on policies, endorsements etc as it relates to Ag Promise and/or commercial policies.
• Provide assistance in obtaining coverage for high-risk exposures within the brokerage market if needed.
• Research lines of business to identify loss predictive characteristics and monitor competitive products, programs, and pricing.
• Depict findings in photography and complete reports from inspections.
• Perform thorough and accurate reviews when appropriate.
• Assist agents with entering Ag Promise and Commercial policies into the system and recommending coverages/endorsements for potential and existing customers.
• Attend various meetings, conferences, and training seminars.
• Visit assigned county offices/agencies as required.
• Maintain regular and predictable attendance. 

Education:

• Bachelor's Degree Preferred - Majoring in Business, Agriculture, Insurance, or Risk Management. Relevant combination of education and related business/insurance work experience may be substituted for degree. 
• CPCU or CIC License required
• Property and Casualty Insurance License preferred. Must obtain within six months of start date.  

Skills:

• Demonstrated analytical skills Excellent English written and verbal communication skills.
• Valid driver's license with an acceptable record.
• Ability to drive and travel daily, including overnight stays.
• Proficient PC skills.
• Strong time management and organizational skills.
• Ability to build strong customer relationships. 
• Demonstrates excellent judgment and decision-making skills.
• Demonstrated customer service skills. 
• Demonstrated problem solving skills. 

Salary Range:

$84,400 - $157,740

Qualifications