Since its founding in 1879 Midstate Mutual Insurance Company’s mission has been to provide Upstate New York business and property owners with insurance protection that surpasses the reliability and variety they need, while keeping premium prices competitive and the company itself financially sound.

Midstate Mutual’s growth over its 136 years is proof it continues to meet its mission. The company now provides personal and commercial line policies to approximately 14,000 policyholders, and its premiums have grown to nearly $13 million. Director/agents once sold Midstate Mutual’s products and policies only to friends, neighbors and relatives, but now is represented by 145 independent agents in more than 200 locations.

A.M. Best Company rates Midstate Mutual’s financial strength A- (Excellent), and Demotech Inc. rates it A" (Unsurpassed).

Behind this strength is a dedicated, well-trained and highly motivated staff and agents. Midstate Mutual’s management provides excellent service to its agents and leadership to the insurance industry to preserve the mutual insurance legacy.

As technological advances level the playing field among insurance companies large and small, the competitive edge shifts to Midstate Mutual Insurance Company® and other companies close to their policyholders and committed to creatively and thoughtfully serving them. Midstate Mutual now provides its members with convenient access to make payments online.